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Credit by flickr user Kaiyan
Your credit score can affect one's ability to borrow money, get a credit card, get approved for a lease, and even get a job. It's important to make sure that information on your credit report is accurate.
The links below can help you understand and take control of your credit.
Experian: Understanding Credit Scores
Explains the basics of how credit scores are generated.
Federal law allows you to get a free copy of your credit report every 12 months from each credit reporting company. This is the official place to get the free reports.
Credit card agreements and surveys
Consumer guide from the Federal Reserve provides information about credit card offers, understanding monthly statements, paying off the card, and credit protection laws.
A free news and educational resource provided to anyone trying to get out of debt or prevent themselves from going into debt. With an expanding Jobs and Unemployment section, visitors are educated on how to manage their finances and avoid debt.
National Foundation for Credit Counseling
The NFCC promotes the national agenda for financially responsible behavior and builds capacity for its members to deliver the highest quality financial education and counseling services. Offers online tools, but focuses on connecting you to a live credit counselor in your area.
Dealing with Debt
FTC site detailing how to exercise your rights under the Fair Debt Collection Practices Act — and how to recognize debt-related scams and frauds.